Last updated August 31, 2021
Thank you for choosing to be part of our community at Credamo Inc., doing
business as Credamo
(“Credamo”,
“we”, “us”, or “our”). We
are committed to protecting your personal information and your right to privacy.
If you have any questions or concerns about our notice, or our practices with
regards to your personal information, please contact us at service@credamo.com.
When you visit our website https://www.credamo.world, mobile application, and use our services, you trust us with
your personal information. We take your privacy very seriously. In this privacy
notice, we seek to explain to you in the clearest way possible what information
we collect, how we use it and what rights you have in relation to it. We hope
you take some time to read through it carefully, as it is important. If there
are any terms in this privacy notice that you do not agree with, please
discontinue use of our Sites or Apps and our services.
This privacy notice applies to all information collected through our website
(such as https://www.credamo.world), mobile application, (“Apps“), and/or any
related services, sales, marketing or events (we refer to them collectively in
this privacy notice as the “Services“).
Please read this privacy notice carefully as it will help you make
informed decisions about sharing your personal information with us.
TABLE OF CONTENTS
1.
WHAT INFORMATION DO WE COLLECT?
2. HOW DO WE PROCESS YOUR INFORMATION?
3. WILL YOUR INFORMATION BE SHARED WITH ANYONE?
4. DO WE USE COOKIES AND OTHER TRACKING TECHNOLOGIES?
5. HOW LONG DO WE KEEP YOUR INFORMATION?
6. HOW DO WE KEEP YOUR INFORMATION SAFE?
7. DO WE COLLECT INFORMATION FROM MINORS?
8.WHAT ARE YOUR PRIVACY RIGHTS?
9. DO CALIFORNIA RESIDENTS HAVE SPECIFIC PRIVACY RIGHTS?
10. DO WE MAKE UPDATES TO THIS NOTICE?
11. HOW CAN YOU CONTACT US ABOUT THIS POLICY?
12. HOW CAN YOU REVIEW, UPDATE, OR DELETE THE DATA WE COLLECT FROM YOU?
13. THIRD PARTY INFORMATION SHARING PUBLIC NOTICE
1. WHAT INFORMATION DO WE COLLECT?
Information automatically collected
In Short: Some
information — such as IP address and/or browser and device characteristics — is
collected automatically when you visit our Services or Apps.
We automatically collect certain information when you visit, use or
navigate the Services or Apps. This information does not reveal your specific
identity (like your name or contact information) but may include device and
usage information, such as your IP address, browser and device characteristics,
operating system, language preferences, referring URLs, device name, country,
location, information about how and when you use our Services or Apps and other
technical information. This information is primarily needed to maintain the
security and operation of our Services or Apps, and for our internal analytics
and reporting purposes.
Like many businesses, we also collect information through cookies and similar
technologies.
Information collected through our Apps
In Short: We
may collect information regarding your geo-location, mobile device, push
notifications, when you use our apps.
If you use our Apps, we may also collect the following information:
Geo-Location Information. We may request access or permission to
and track location-based information from your mobile device, either
continuously or while you are using our mobile application, to provide
location-based services. If you wish to change our access or permissions, you
may do so in your device’s settings.
Mobile Device Data. We may automatically collect device
information (such as your mobile device ID, model and manufacturer), operating
system, version information and IP address.
Push Notifications. We may request to send you push notifications
regarding your account or the mobile application. If you wish to opt-out from
receiving these types of communications, you may turn them off in your device’s
settings.
2. HOW DO WE USE YOUR INFORMATION?
In Short: We process your information for purposes based on legitimate
business interests, the fulfillment of our contract with you, compliance with
our legal obligations, and/or your consent.
We use personal information collected via our
Services or Apps for a variety of business purposes described below. We process
your personal information for these purposes in reliance on our legitimate
business interests, in order to enter into or perform a contract with you, with
your consent, and/or for compliance with our legal obligations. We indicate the
specific processing grounds we rely on next to each purpose listed below.
We use the information we collect or receive:
To facilitate account creation and logon process. If you
choose to link your account with us to a third party account (such as your
Google or Facebook account), we use the information you allowed us to collect
from those third parties to facilitate account creation and logon process for
the performance of the contract.
To
send administrative information to you. We
may use your personal information to send you product, service and new feature
information and/or information about changes to our terms, conditions, and
policies.
To post testimonials. We post testimonials on our
Services or Apps that may contain personal information. Prior to posting a
testimonial, we will obtain your consent to use your name and testimonial. If
you wish to update, or delete your testimonial, please contact us at service@credamo.com and be sure to include your name, testimonial location, and
contact information.
Request Feedback. We may use your information to request
feedback and to contact you about your use of our Services or Apps.
To enforce our terms, conditions and policies for Business Purposes,
Legal Reasons and Contractual.
To respond to legal requests and prevent harm. If we
receive a subpoena or other legal request, we may need to inspect the data we
hold to determine how to respond.
To manage user accounts. We may use your information for the
purposes of managing our account and keeping it in working order.
To deliver services to the user. We may use your
information to provide you with the requested service.
To respond to user inquiries/offer support to users. We
may use your information to respond to your inquiries and solve any potential
issues you might have with the use of our Services.
For other Business Purposes. We may use your information
for other Business Purposes, such as data analysis, identifying usage trends,
determining the effectiveness of our promotional campaigns and to evaluate and
improve our Services or Apps, products, marketing and your experience. We may
use and store this information in aggregated and anonymized form so that it is
not associated with individual end users and does not include personal
information. We will not use identifiable personal information without your
consent.
3. WILL YOUR INFORMATION BE SHARED WITH ANYONE?
In Short: We only share information with your consent, to comply with
laws, to provide you with services, to protect your rights, or to fulfill
business obligations.
We may process or share data based on the
following legal basis:
Consent: We may process your data if you have given us
specific consent to use your personal information in a specific purpose.
Legitimate Interests: We may process your data when it is
reasonably necessary to achieve our legitimate business interests.
Performance of a Contract: Where we have entered into a
contract with you, we may process your personal information to fulfill the
terms of our contract.
Legal Obligations: We may disclose your information where
we are legally required to do so in order to comply with applicable law,
governmental requests, a judicial proceeding, court order, or legal process,
such as in response to a court order or a subpoena (including in response to
public authorities to meet national security or law enforcement requirements).
Vital Interests: We may disclose your information where
we believe it is necessary to investigate, prevent, or take action regarding
potential violations of our policies, suspected fraud, situations involving
potential threats to the safety of any person and illegal activities, or as
evidence in litigation in which we are involved.
More specifically, we may need to process your data or share your personal
information in the following situations:
Vendors, Consultants and Other Third-Party Service Providers. We
may share your data with third party vendors, service providers, contractors or
agents who perform services for us or on our behalf and require access to such
information to do that work. Examples include: payment processing, data
analysis, email delivery, hosting services, customer service and marketing
efforts. We may allow selected third parties to use tracking technology on the
Services or Apps, which will enable them to collect data about how you interact
with the Services or Apps over time. This information may be used to, among
other things, analyze and track data, determine the popularity of certain
content and better understand online activity. Unless described in this Policy,
we do not share, sell, rent or trade any of your information with third parties
for their promotional purposes.
Business Transfers. We may share or transfer your
information in connection with, or during negotiations of, any merger, sale of
company assets, financing, or acquisition of all or a portion of our business
to another company.
Business Partners. We may share your information with our business partners to offer you certain products, services or promotions.
4. DO WE USE COOKIES AND OTHER TRACKING TECHNOLOGIES?
In Short: We may use cookies and other tracking technologies to collect
and store your information.
We may use cookies and similar tracking
technologies (like web beacons and pixels) to access or store information.
Specific information about how we use such technologies and how you can refuse
certain cookies is set out in our Cookie Policy.
5. HOW LONG DO WE KEEP YOUR INFORMATION?
In Short: We keep your information for as long as necessary to fulfill
the purposes outlined in this privacy notice unless otherwise required by law.
We will only keep your personal information for
as long as it is necessary for the purposes set out in this privacy notice,
unless a longer retention period is required or permitted by law (such as tax,
accounting or other legal requirements). No purpose in this policy will require
us keeping your personal information for longer than the period of time in
which users have an account with us.
When we have no ongoing legitimate business need to process your personal
information, we will either delete or anonymize it, or, if this is not possible
(for example, because your personal information has been stored in backup
archives), then we will securely store your personal information and isolate it
from any further processing until deletion is possible.
6. HOW DO WE KEEP YOUR INFORMATION SAFE?
In Short: We aim to protect your personal information through a system
of organizational and technical security measures.
We have implemented appropriate technical and
organizational security measures designed to protect the security of any
personal information we process. However, please also remember that we cannot
guarantee that the internet itself is 100% secure. Although we will do our best
to protect your personal information, transmission of personal information to
and from our Services or Apps is at your own risk. You should only access the
services within a secure environment.
7. DO WE COLLECT INFORMATION FROM MINORS?
In Short: We do not knowingly collect data from or market to children
under 18 years of age.
We do not knowingly solicit data from or market
to children under 18 years of age. By using the Services or Apps, you represent
that you are at least 18 or that you are the parent or guardian of such a minor
and consent to such minor dependent’s use of the Services or Apps. If we learn
that personal information from users less than 18 years of age has been
collected, we will deactivate the account and take reasonable measures to
promptly delete such data from our records. If you become aware of any data we
have collected from children under age 18, please contact us at service@credamo.com.
8. WHAT ARE YOUR PRIVACY RIGHTS?
In Short: You may review, change, or terminate your account at any
time.
If
you have questions or comments about your privacy rights, you may email us at service@credamo.com.
Account Information
If you would at any time like to review or change the information in
your account or terminate your account, you can:
■ Contact us using the contact information provided.
Upon your request to terminate your account, we will deactivate or delete your
account and information from our active databases. However, some information
may be retained in our files to prevent fraud, troubleshoot problems, assist
with any investigations, enforce our Terms of Use and/or comply with legal
requirements.
Cookies and similar technologies: Most Web browsers are
set to accept cookies by default. If you prefer, you can usually choose to set
your browser to remove cookies and to reject cookies. If you choose to remove
cookies or reject cookies, this could affect certain features or services of
our Services or Apps.
9. DO CALIFORNIA RESIDENTS HAVE SPECIFIC PRIVACY RIGHTS?
In Short: Yes, if you are a resident of California, you are granted
specific rights regarding access to your personal information.
California Civil Code Section 1798.83, also
known as the “Shine The Light” law, permits our users who are California
residents to request and obtain from us, once a year and free of charge,
information about categories of personal information (if any) we disclosed to
third parties for direct marketing purposes and the names and addresses of all
third parties with which we shared personal information in the immediately
preceding calendar year. If you are a California resident and would like to
make such a request, please submit your request in writing to us using the
contact information provided below.
If you are under 18 years of age, reside in California, and have a registered
account with the Services or Apps, you have the right to request removal of
unwanted data that you publicly post on the Services or Apps. To request
removal of such data, please contact us using the contact information provided
below, and include the email address associated with your account and a
statement that you reside in California. We will make sure the data is not
publicly displayed on the Services or Apps, but please be aware that the data
may not be completely or comprehensively removed from our systems.
10.
DO WE MAKE UPDATES TO THIS POLICY?
In Short: Yes, we will update this policy as necessary to stay
compliant with relevant laws.
We may update this privacy notice from time to
time. The updated version will be indicated by an updated “Revised” date and
the updated version will be effective as soon as it is accessible. If we make
material changes to this privacy notice, we may notify you either by
prominently posting a notice of such changes or by directly sending you a
notification. We encourage you to review this privacy notice frequently to be
informed of how we are protecting your information.
11.
HOW CAN YOU CONTACT US ABOUT THIS
POLICY?
If you have questions or comments about this
policy, you may email us at service@credamo.com
or by post to:
Credamo, Inc.
Bronson St,
Fremont, CA
US
12. HOW CAN YOU REVIEW, UPDATE, OR DELETE THE DATA WE COLLECT
FROM YOU?
Based on the laws of some countries, you may
have the right to request access to the personal information we collect from
you, change that information, or delete it in some circumstances. To request to
review, update, or delete your personal information, please submit a request
form by contact
us at service@credamo.com. We will respond to your request within 30 days.
13. Third Party Information Sharing Public Notice
13.1 List of third-party CDK accesses
SDK name: Personal Push - Message Push
Purpose of use: Messaging
Scenarios: Message push
Information involved: personal files stored, device information (IMEI, MAC, ANDROID_ID, DEVICE_ID, IMSI), list of installed applications, network information
Privacy policy: http://docs.getui.com/privacy
SDK name: Tencent Browsing Service SDK
Purpose of use: x5 kernel rendering webview, solving the problem of unsynchronized webview rendering display for various mobile phone models
Scenarios: Display of page content
Information involved: stored personal files, reading mobile phone status and identity, network information
Privacy policy: https://x5.tencent.com/docs/privacy.html